Life is a journey
- Helping you understand: returns from your investment
- September 1st, 2010
From the tens of thousands of potential investments available most people want to make a reasonable return for the level of risk being taken. MLC have produced a concise blurb regarding understanding returns from your investment.
Find it at this link .
Naturally enough types of returns can be split into narrower and narrower groups based upon the investors […]- Deductible vs Non-Deductible Debt
- August 17th, 2010
The difference between deductible and non-deductible debt lies in the after tax cost. Non-deductible debt and interest costs are repaid with after tax income, while deductible debt reduces assessable income and provides a tax benefit. Debt generally becomes deductible when the purpose of the funds is to produce assessable income.
Let’s consider a loan of 11% […]- Determining the break even point for an investment property
- August 12th, 2010
During a recent discussion with a client we explored some ratio’s which helped them to analyse the risk associated with their investment property. These ratio’s were similar to those used to analyse the inherent risk of other investments.
One specific ratio I thought was worth sharing was the “break even point”. The break even point is […]- Helping you understand: assets you can invest in
- August 10th, 2010
There are tens of thousands of potential investments available. They can be grouped based on their similarities into “asset classes”. MLC have produced a concise blurb regarding the 3 main groupings of asset classes - shares, property & debt securities.
Find it at this link .
Naturally enough each of these 3 groups can be split into […]- Taking the time to talk about Critical Illness Insurance
- June 22nd, 2010
It seems like there’s always time to talk about the little things in life, but discussing the big issues is never as easy.
If you think about what’s really important to you -family, security and your way of life - you realise the need to keep them safe.
Illness isn’t a subject anyone likes to dwell on […]- June 2010 Economic Market and Fund Performance Update
- June 10th, 2010
Ongoing European sovereign debt concerns continue to impact markets and investor confidence. In this video update, MLC’s Investment Strategist Brian Parker looks at:
the persistant issues with Greece and Europe
the mixed bag of economic numbers in Australia, and
what it all means for investors.View the June market update video here.
While sharemarkets continue to suffer from the European […]
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Life is a Journey
If you have watched television or read a newspaper recently it's likely that you have come across someone telling you that having a financial plan is a great idea. And it's true !! 
There's no doubt that financial planning can play a vital role in ensuring security and independence for your future lifestyle and the range and accessibility of financial services is now greater than ever. However, if you are like most people you scarcely have enough time to think about what's for dinner, let alone worrying about securing your financial future. So why not let someone else do the homework for you !!
We at Plan 2 Prosper, believe a sound financial plan has its foundations in simplicity and should therefore be free of unnecessary complexity. Whether you are starting a new job or retiring next year, the underlying fundamentals of financial planning (wealth creation, wealth protection & wealth succession) remain the same.
Sadly, our experience demonstrates that in the long run the laconic Aussie "She'll be right mate" just isn't true. Our experience indicates that people need to be doing more than planning to get by; planning to prosper is where the effort really needs to be. Don't just hope that tomorrow will be better than today, do something to make sure it is. To make the most of tomorrow, plan to make the most of what you have today.
Plan 2 Prosper is a successful Rockhampton based financial services business that provides advice and solutions which help people plan to prosper.
We would like to invite you to register for our internet based service and GET EMAIL UPDATES
Are you sick of your money burning a hole in your pocket each weekend? Can you recognise, that to make the most of tomorrow you need to make the most of what you have today? ... why not consider organising a group of friends to participate in an Educational Financial Forum